{"id":5056,"date":"2022-09-30T17:35:12","date_gmt":"2022-09-30T12:05:12","guid":{"rendered":"https:\/\/talksofcity.com\/?p=5056"},"modified":"2022-09-30T17:35:14","modified_gmt":"2022-09-30T12:05:14","slug":"%e0%ae%85%e0%ae%95%e0%ae%bf%e0%ae%b2-%e0%ae%87%e0%ae%a8%e0%af%8d%e0%ae%a4%e0%ae%bf%e0%ae%af-%e0%ae%9a%e0%ae%bf%e0%ae%9f%e0%af%8d-%e0%ae%83%e0%ae%aa%e0%ae%a3%e0%af%8d%e0%ae%9f%e0%af%8d-%e0%ae%9a","status":"publish","type":"post","link":"https:\/\/talksofcity.com\/?p=5056","title":{"rendered":"\u0b85\u0b95\u0bbf\u0bb2 \u0b87\u0ba8\u0bcd\u0ba4\u0bbf\u0baf \u0b9a\u0bbf\u0b9f\u0bcd \u0b83\u0baa\u0ba3\u0bcd\u0b9f\u0bcd \u0b9a\u0b99\u0bcd\u0b95\u0ba4\u0bcd\u0ba4\u0bbf\u0ba9\u0bcd \u0bb5\u0bb0\u0bc1\u0b9f\u0bbe\u0ba8\u0bcd\u0ba4\u0bbf\u0bb0 \u0baa\u0bca\u0ba4\u0bc1\u0b95\u0bcd\u0b95\u0bc2\u0b9f\u0bcd\u0b9f\u0bae\u0bcd \u0b87\u0ba9\u0bcd\u0bb1\u0bc1 (30\/09\/2022) \u0b9a\u0bc6\u0ba9\u0bcd\u0ba9\u0bc8\u0baf\u0bbf\u0bb2\u0bcd \u0ba8\u0b9f\u0ba8\u0bcd\u0ba4\u0bc1\u0bb3\u0bcd\u0bb3\u0ba4\u0bc1."},"content":{"rendered":"\n

\u0baa\u0bc1\u0ba4\u0bbf\u0baf \u0ba8\u0bbf\u0bb0\u0bcd\u0bb5\u0bbe\u0b95\u0b95\u0bcd\u0b95\u0bc1\u0bb4\u0bc1 \u0ba4\u0bb1\u0bcd\u0baa\u0bcb\u0ba4\u0bc1 \u0ba4\u0bc7\u0bb0\u0bcd\u0ba4\u0bb2\u0bcd \u0bae\u0bc2\u0bb2\u0bae\u0bcd \u0b85\u0bae\u0bc8\u0b95\u0bcd\u0b95\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f\u0bc1\u0bb3\u0bcd\u0bb3\u0ba4\u0bc1. \u0b87\u0ba4\u0bbf\u0bb2\u0bcd \u0baa\u0ba4\u0bb5\u0bbf\u0baf\u0bc7\u0bb1\u0bcd\u0b95\u0bc1\u0bae\u0bcd \u0baa\u0bca\u0bb1\u0bc1\u0baa\u0bcd\u0baa\u0bbe\u0bb3\u0bb0\u0bcd\u0b95\u0bb3\u0bcd \u0ba4\u0bc7\u0bb0\u0bcd\u0bb5\u0bc1 \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0bae\u0bb1\u0bcd\u0bb1 \u0b89\u0bb1\u0bc1\u0baa\u0bcd\u0baa\u0bbf\u0ba9\u0bb0\u0bcd\u0b95\u0bb3\u0bbf\u0ba9\u0bcd \u0ba8\u0bbf\u0baf\u0bae\u0ba9\u0bae\u0bcd \u0b95\u0bc1\u0bb1\u0bbf\u0ba4\u0bcd\u0ba4\u0bbe\u0ba9 \u0baa\u0b9f\u0bcd\u0b9f\u0bbf\u0baf\u0bb2\u0bcd \u0b87\u0b99\u0bcd\u0b95\u0bc7 \u0b95\u0bca\u0b9f\u0bc1\u0b95\u0bcd\u0b95\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f\u0bc1\u0bb3\u0bcd\u0bb3\u0ba4\u0bc1.<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n
  1. \u0ba4\u0bbf\u0bb0\u0bc1. V.C. \u0baa\u0bbf\u0bb0\u0bb5\u0bc0\u0ba9\u0bcd \u2013 \u0ba4\u0bb2\u0bc8\u0bb5\u0bb0\u0bcd (\u0bb8\u0bcd\u0bb0\u0bc0 \u0b95\u0bcb\u0b95\u0bc1\u0bb2\u0bae\u0bcd \u0b83\u0baa\u0bbf\u0ba9\u0bbe\u0ba9\u0bcd\u0bb8\u0bcd & \u0b9a\u0bbf\u0b9f\u0bcd \u0b95\u0bae\u0bcd\u0baa\u0bc6\u0ba9\u0bbf \u0baa\u0bcd\u0bb0\u0bc8\u0bb5\u0bc7\u0b9f\u0bcd \u0bb2\u0bbf\u0bae\u0bbf\u0b9f\u0b9f\u0bcd)<\/li>
  2. \u0ba4\u0bbf\u0bb0\u0bc1. T.S. \u0b9a\u0bbf\u0bb5\u0bb0\u0bbe\u0bae\u0b95\u0bbf\u0bb0\u0bc1\u0bb7\u0bcd\u0ba3\u0ba9\u0bcd \u2013 (\u0bae\u0bc1\u0ba9\u0bcd\u0baa\u0bc1 \u0b89\u0b9f\u0ba9\u0b9f\u0bbf\u0baf\u0bbe\u0b95 \u0ba4\u0bc7\u0bb0\u0bcd\u0ba8\u0bcd\u0ba4\u0bc6\u0b9f\u0bc1\u0b95\u0bcd\u0b95\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f \u0ba4\u0bb2\u0bc8\u0bb5\u0bb0\u0bcd \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0b9a\u0bc7\u0bb0\u0bcd\u0bae\u0ba9\u0bcd \u2013 \u0b86\u0bb2\u0bcb\u0b9a\u0ba9\u0bc8\u0b95\u0bcd \u0b95\u0bc1\u0bb4\u0bc1) (\u0ba4\u0bbf \u0baa\u0bbe\u0bb2\u0bc1\u0b9a\u0bc6\u0bb0\u0bbf \u0baa\u0bc6\u0ba9\u0bbf\u0b83\u0baa\u0bbf\u0b9f\u0bcd \u0b9a\u0bbf\u0b9f\u0bcd \u0b83\u0baa\u0ba3\u0bcd\u0b9f\u0bcd \u0baa\u0bcd\u0bb0\u0bc8\u0bb5\u0bc7\u0b9f\u0bcd \u0bb2\u0bbf\u0bae\u0bbf\u0b9f\u0b9f\u0bcd)<\/li>
  3. \u0ba4\u0bbf\u0bb0\u0bc1. A. \u0b9a\u0bbf\u0bb1\u0bcd\u0bb1\u0bb0\u0b9a\u0bc1 \u2013 \u0baa\u0bca\u0ba4\u0bc1\u0b9a\u0bcd \u0b9a\u0bc6\u0baf\u0bb2\u0bbe\u0bb3\u0bb0\u0bcd (\u0b95\u0bc1\u0bb1\u0bbf\u0b9e\u0bcd\u0b9a\u0bbf \u0b9a\u0bbf\u0b9f\u0bcd \u0b83\u0baa\u0ba3\u0bcd\u0b9f\u0bcd\u0bb8\u0bcd \u0baa\u0bcd\u0bb0\u0bc8\u0bb5\u0bc7\u0b9f\u0bcd \u0bb2\u0bbf\u0bae\u0bbf\u0b9f\u0b9f\u0bcd)<\/li>
  4. \u0ba4\u0bbf\u0bb0\u0bc1. \u0b95\u0bae\u0bb2\u0bcd \u0baa\u0bbe\u0bae\u0bcd\u0baa\u0bbe\u0ba9\u0bbf- \u0b85\u0bae\u0bc8\u0baa\u0bcd\u0baa\u0bc1 \u0b9a\u0bc6\u0baf\u0bb2\u0bbe\u0bb3\u0bb0\u0bcd (\u0b9a\u0ba8\u0bcd\u0ba4\u0bbf\u0bb0\u0bb2\u0b95\u0bcd\u200c\u0bb7\u0bcd\u0bae\u0bbf \u0b9a\u0bbf\u0b9f\u0bcd \u0b83\u0baa\u0ba3\u0bcd\u0b9f\u0bcd\u0bb8\u0bcd \u0baa\u0bcd\u0bb0\u0bc8\u0bb5\u0bc7\u0b9f\u0bcd \u0bb2\u0bbf\u0bae\u0bbf\u0b9f\u0b9f\u0bcd)<\/li>
  5. \u0ba4\u0bbf\u0bb0\u0bc1. A.P. \u0b85\u0bb0\u0bc1\u0ba3\u0bbe\u0b9a\u0bcd\u0b9a\u0bb2\u0bae\u0bcd- \u0baa\u0bca\u0bb0\u0bc1\u0bb3\u0bbe\u0bb3\u0bb0\u0bcd (\u0ba4\u0bbf \u0bae\u0bbe\u0baf\u0bbe\u0bb5\u0bb0\u0bae\u0bcd \u0b83\u0baa\u0bbf\u0ba9\u0bbe\u0ba9\u0bcd\u0bb7\u0bbf\u0baf\u0bb2\u0bcd \u0b9a\u0bbf\u0b9f\u0bcd \u0b95\u0bbe\u0bb0\u0bcd\u0baa\u0bcd\u0baa\u0bb0\u0bc7\u0bb7\u0ba9\u0bcd \u0bb2\u0bbf\u0bae\u0bbf\u0b9f\u0b9f\u0bcd)<\/li><\/ol>\n\n\n\n
    \"\"<\/figure>\n\n\n\n

    \u0ba4\u0bb1\u0bcd\u0baa\u0bcb\u0ba4\u0bc1, \u0baa\u0bc1\u0ba4\u0bbf\u0ba4\u0bbe\u0b95 \u0ba4\u0bb2\u0bc8\u0bb5\u0bb0\u0bbe\u0b95\u0ba4\u0bcd \u0ba4\u0bc7\u0bb0\u0bcd\u0ba8\u0bcd\u0ba4\u0bc6\u0b9f\u0bc1\u0b95\u0bcd\u0b95\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f\u0bc1\u0bb3\u0bcd\u0bb3 \u0ba4\u0bbf\u0bb0\u0bc1. \u0baa\u0bbf\u0bb0\u0bb5\u0bc0\u0ba9\u0bcd, \u0b9a\u0b99\u0bcd\u0b95\u0ba4\u0bcd\u0ba4\u0bbf\u0ba9\u0bcd \u0b89\u0bb1\u0bc1\u0baa\u0bcd\u0baa\u0bbf\u0ba9\u0bb0\u0bcd \u0b8e\u0ba3\u0bcd\u0ba3\u0bbf\u0b95\u0bcd\u0b95\u0bc8 \u0baa\u0bb2\u0baa\u0bcd\u0baa\u0b9f\u0bc1\u0ba4\u0bcd\u0ba4\u0baa\u0bcd\u0baa\u0b9f\u0bc1\u0bae\u0bcd \u0b8e\u0ba9\u0bcd\u0bb1\u0bc1\u0bae\u0bcd, \u0b9a\u0bbf\u0b9f\u0bcd \u0b83\u0baa\u0ba3\u0bcd\u0b9f\u0bcd \u0ba4\u0bc1\u0bb1\u0bc8\u0baf\u0bbf\u0ba9\u0bcd \u0b9a\u0bbf\u0bb1\u0ba8\u0bcd\u0ba4 \u0bb5\u0bb3\u0bb0\u0bcd\u0b9a\u0bcd\u0b9a\u0bbf\u0baf\u0bc8 \u0b89\u0bb1\u0bc1\u0ba4\u0bbf \u0b9a\u0bc6\u0baf\u0bcd\u0bb5\u0ba4\u0bb1\u0bcd\u0b95\u0bbe\u0ba9 \u0b89\u0ba4\u0bcd\u0ba4\u0bbf \u0bb5\u0b95\u0bc1\u0b95\u0bcd\u0b95\u0baa\u0bcd\u0baa\u0b9f\u0bc1\u0bae\u0bcd \u0b8e\u0ba9\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0b95\u0bc2\u0bb1\u0bbf\u0baf\u0bc1\u0bb3\u0bcd\u0bb3\u0bbe\u0bb0\u0bcd.<\/p>\n\n\n\n

    \u0bae\u0bc7\u0bb2\u0bc1\u0bae\u0bcd \u0b85\u0bb5\u0bb0\u0bcd \u0baa\u0bc7\u0b9a\u0bbf\u0baf\u0ba4\u0bbe\u0bb5\u0ba4\u0bc1, \u0b9a\u0bbf\u0b9f\u0bcd \u0b83\u0baa\u0ba3\u0bcd\u0b9f\u0bcd \u0b8e\u0ba9\u0bcd\u0baa\u0ba4\u0bc1 \u0b9a\u0bc7\u0bae\u0bbf\u0baa\u0bcd\u0baa\u0bc8\u0baf\u0bc1\u0bae\u0bcd \u0b95\u0b9f\u0ba9\u0bcd \u0bb5\u0bbe\u0b99\u0bcd\u0b95\u0bc1\u0bb5\u0ba4\u0bc8\u0baf\u0bc1\u0bae\u0bcd \u0b92\u0bb0\u0bc1\u0b99\u0bcd\u0b95\u0bbf\u0ba3\u0bc8\u0b95\u0bcd\u0b95\u0bc1\u0bae\u0bcd \u0b92\u0bb0\u0bc1 \u0ba4\u0ba9\u0bbf\u0ba4\u0bcd\u0ba4\u0bc1\u0bb5\u0bae\u0bbe\u0ba9 \u0ba8\u0bbf\u0ba4\u0bbf\u0b95\u0bcd \u0b95\u0bb0\u0bc1\u0bb5\u0bbf\u0baf\u0bbe\u0b95 \u0b9a\u0bc6\u0baf\u0bb2\u0bcd\u0baa\u0b9f\u0bc1\u0b95\u0bbf\u0bb1\u0ba4\u0bc1. \u0bb5\u0b99\u0bcd\u0b95\u0bbf\u0baf\u0bbf\u0bb2\u0bcd \u0b95\u0ba3\u0b95\u0bcd\u0b95\u0bc1 \u0bb5\u0bc8\u0ba4\u0bcd\u0ba4\u0bbf\u0bb0\u0bc1\u0baa\u0bcd\u0baa\u0bb5\u0bb0\u0bcd\u0b95\u0bb3\u0bcd \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0b87\u0bb2\u0bcd\u0bb2\u0bbe\u0ba4\u0bb5\u0bb0\u0bcd\u0b95\u0bb3\u0bcd \u0b8e\u0ba9 \u0bb5\u0bbe\u0b9f\u0bbf\u0b95\u0bcd\u0b95\u0bc8\u0baf\u0bbe\u0bb3\u0bb0\u0bcd\u0b95\u0bb3\u0bcd \u0b87\u0ba4\u0ba9\u0bcd \u0bae\u0bc2\u0bb2\u0bae\u0bcd \u0baa\u0baf\u0ba9\u0bcd\u0baa\u0bc6\u0bb1\u0bb5\u0bc1\u0bae\u0bcd \u0bb5\u0bb3\u0bb0\u0bb5\u0bc1\u0bae\u0bcd \u0b87\u0ba4\u0bc1 \u0b89\u0ba4\u0bb5\u0bc1\u0b95\u0bbf\u0bb1\u0ba4\u0bc1.<\/p>\n\n\n\n

    \u0b9a\u0bbf\u0b9f\u0bcd \u0b83\u0baa\u0ba3\u0bcd\u0b9f\u0bcd \u0ba4\u0bc1\u0bb1\u0bc8\u0baf\u0bbf\u0ba9\u0bcd \u0bb5\u0bb3\u0bb0\u0bcd\u0b9a\u0bcd\u0b9a\u0bbf \u0ba8\u0bbf\u0ba4\u0bbf \u0b89\u0bb3\u0bcd\u0bb3\u0b9f\u0b95\u0bcd\u0b95\u0ba4\u0bcd\u0ba4\u0bc8 \u0b8a\u0b95\u0bcd\u0b95\u0bc1\u0bb5\u0bbf\u0b95\u0bcd\u0b95 \u0b89\u0ba4\u0bb5\u0bc1\u0b95\u0bbf\u0bb1\u0ba4\u0bc1. \u0bb5\u0b99\u0bcd\u0b95\u0bbf\u0b95\u0bb3\u0bc8\u0ba4\u0bcd \u0ba4\u0bb5\u0bbf\u0bb0\u0bcd\u0ba4\u0bcd\u0ba4\u0bc1 \u0ba8\u0b9f\u0bc1\u0ba4\u0bcd\u0ba4\u0bb0 \u0bb5\u0bb0\u0bcd\u0b95\u0bcd\u0b95 \u0bae\u0b95\u0bcd\u0b95\u0bb3\u0bbf\u0ba9\u0bcd \u0ba8\u0bbf\u0ba4\u0bbf \u0bb5\u0bb3\u0bb0\u0bcd\u0b9a\u0bcd\u0b9a\u0bbf\u0b95\u0bcd\u0b95\u0bc1 \u0b89\u0bb1\u0bc1\u0ba4\u0bc1\u0ba3\u0bc8\u0baf\u0bbe\u0b95 \u0b87\u0bb0\u0bc1\u0b95\u0bcd\u0b95\u0bbf\u0bb1\u0ba4\u0bc1. \u0b87\u0ba4\u0bc1\u0bae\u0b9f\u0bcd\u0b9f\u0bc1\u0bae\u0bb2\u0bcd\u0bb2\u0bbe\u0bae\u0bb2\u0bcd, \u0b9a\u0bbf\u0bb1\u0bc1 \u0bb5\u0ba3\u0bbf\u0b95\u0b99\u0bcd\u0b95\u0bb3\u0bcd, \u0b9a\u0bc1\u0baf\u0ba4\u0bca\u0bb4\u0bbf\u0bb2\u0bcd \u0bae\u0bc1\u0ba9\u0bc8\u0bb5\u0bcb\u0bb0\u0bcd\u0b95\u0bb3\u0bcd \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0baa\u0bc1\u0ba4\u0bbf\u0ba4\u0bbe\u0b95 \u0ba4\u0bca\u0bb4\u0bbf\u0bb2\u0bcd \u0ba4\u0bca\u0b9f\u0b99\u0bcd\u0b95\u0bc1\u0baa\u0bb5\u0bb0\u0bcd\u0b95\u0bb3\u0bcd \u0b8e\u0ba9 \u0baa\u0bb2\u0bb0\u0bc1\u0b95\u0bcd\u0b95\u0bc1\u0bae\u0bcd \u0b9a\u0bbf\u0b9f\u0bcd \u0b83\u0baa\u0bcd\u0ba3\u0bcd\u0b9f\u0bcd \u0ba8\u0bbf\u0bb1\u0bc1\u0bb5\u0ba9\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0ba8\u0bc0\u0ba3\u0bcd\u0b9f \u0b95\u0bbe\u0bb2\u0bae\u0bbe\u0b95 \u0b89\u0ba4\u0bb5\u0bbf \u0bb5\u0bb0\u0bc1\u0b95\u0bbf\u0ba9\u0bcd\u0bb1\u0ba9.<\/p>\n\n\n\n

    \u0ba8\u0bbe\u0bb1\u0bcd\u0baa\u0ba4\u0bc1 \u0b86\u0ba3\u0bcd\u0b9f\u0bc1\u0b95\u0bb3\u0bc1\u0b95\u0bcd\u0b95\u0bc1 \u0bae\u0bc1\u0ba9\u0bcd\u0baa\u0bc1 \u0b85\u0ba4\u0bbe\u0bb5\u0ba4\u0bc1 1982\u0bb2\u0bcd \u0b87\u0baf\u0bb1\u0bcd\u0bb1\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f \u0b92\u0bb0\u0bc1 \u0b9a\u0bbf\u0b9f\u0bcd \u0b83\u0baa\u0ba3\u0bcd\u0b9f\u0bcd \u0b9a\u0b9f\u0bcd\u0b9f\u0ba4\u0bcd\u0ba4\u0bbf\u0bb2\u0bcd \u0ba4\u0bb1\u0bcd\u0baa\u0bcb\u0ba4\u0bc8\u0baf \u0b95\u0bbe\u0bb2 \u0ba8\u0b9f\u0bc8\u0bae\u0bc1\u0bb1\u0bc8\u0b95\u0bb3\u0bc1\u0b95\u0bcd\u0b95\u0bc1 \u0b8f\u0bb1\u0bcd\u0bb1\u0baa\u0b9f\u0bbf \u0b9a\u0bbf\u0bb2 \u0ba4\u0bbf\u0bb0\u0bc1\u0ba4\u0bcd\u0ba4\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0b85\u0ba4\u0bbf\u0bb2\u0bcd \u0b95\u0bca\u0ba3\u0bcd\u0b9f\u0bc1 \u0bb5\u0bb0 \u0bb5\u0bc7\u0ba3\u0bcd\u0b9f\u0bc1\u0bae\u0bcd. \u0b9a\u0b9f\u0bcd\u0b9f\u0ba4\u0bcd\u0ba4\u0bbf\u0bb2\u0bcd \u0b87\u0baa\u0bcd\u0baa\u0b9f\u0bbf \u0ba4\u0bc7\u0bb5\u0bc8\u0baf\u0bbe\u0ba9 \u0ba4\u0bbf\u0bb0\u0bc1\u0ba4\u0bcd\u0ba4\u0b99\u0bcd\u0b95\u0bb3\u0bc8\u0b95\u0bcd \u0b95\u0bca\u0ba3\u0bcd\u0b9f\u0bc1 \u0bb5\u0bb0 \u0b95\u0b9f\u0bc1\u0bae\u0bc8\u0baf\u0bbe\u0ba9 \u0bae\u0bc1\u0baf\u0bb1\u0bcd\u0b9a\u0bbf\u0b95\u0bb3\u0bc8 \u0ba8\u0bbf\u0b9a\u0bcd\u0b9a\u0baf\u0bae\u0bcd \u0b9a\u0b99\u0bcd\u0b95\u0bae\u0bcd \u0bae\u0bc7\u0bb1\u0bcd\u0b95\u0bca\u0bb3\u0bcd\u0bb3\u0bc1\u0bae\u0bcd.<\/p>\n\n\n\n

    \u0b9a\u0bbf\u0b9f\u0bcd \u0b83\u0baa\u0ba3\u0bcd\u0b9f\u0bcd \u0b9a\u0bc7\u0bb5\u0bc8\u0b95\u0bb3\u0bc1\u0b95\u0bcd\u0b95\u0bbe\u0b95 \u0bb5\u0bbf\u0ba4\u0bbf\u0b95\u0bcd\u0b95\u0baa\u0bcd\u0baa\u0b9f\u0bc1\u0bae\u0bcd \u0b9c\u0bbf\u0b8e\u0bb8\u0bcd\u0b9f\u0bbf \u0ba4\u0bca\u0bb4\u0bbf\u0bb2\u0bcd\u0ba4\u0bc1\u0bb1\u0bc8\u0baf\u0bbf\u0ba9\u0bcd \u0bb5\u0bb3\u0bb0\u0bcd\u0b9a\u0bcd\u0b9a\u0bbf\u0baf\u0bc8 \u0b95\u0ba3\u0bbf\u0b9a\u0bae\u0bbe\u0b95 \u0baa\u0bbe\u0ba4\u0bbf\u0b95\u0bcd\u0b95\u0bc1\u0bae\u0bcd. \u0bb5\u0b99\u0bcd\u0b95\u0bbf\u0b95\u0bb3\u0bcd, \u0bb5\u0b99\u0bcd\u0b95\u0bbf \u0b85\u0bb2\u0bcd\u0bb2\u0bbe\u0ba4 \u0ba8\u0bbf\u0ba4\u0bbf \u0ba8\u0bbf\u0bb1\u0bc1\u0bb5\u0ba9\u0bae\u0bcd \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0b95\u0bc1\u0bb1\u0bc1 \u0ba8\u0bbf\u0ba4\u0bbf \u0ba8\u0bbf\u0bb1\u0bc1\u0bb5\u0ba9\u0b99\u0bcd\u0b95\u0bb3\u0bcd \u0baa\u0bcb\u0ba9\u0bcd\u0bb1 \u0ba8\u0bbf\u0ba4\u0bbf \u0ba8\u0bbf\u0bb1\u0bc1\u0bb5\u0ba9\u0b99\u0bcd\u0b95\u0bb3\u0bbe\u0bb2\u0bcd \u0bb5\u0bb4\u0b99\u0bcd\u0b95\u0baa\u0bcd\u0baa\u0b9f\u0bc1\u0bae\u0bcd \u0ba8\u0bbf\u0ba4\u0bbf \u0b9a\u0bc7\u0bb5\u0bc8\u0b95\u0bb3\u0bcd \u0b9c\u0bbf\u0b8e\u0bb8\u0bcd\u0b9f\u0bbf-\u0baf\u0bbf\u0ba9\u0bcd \u0bb5\u0bb0\u0bbf\u0b9a\u0bcd\u0b9a\u0bc7\u0bb5\u0bc8\u0b95\u0bb3\u0bbf\u0bb2\u0bcd \u0b87\u0bb0\u0bc1\u0ba8\u0bcd\u0ba4\u0bc1 \u0bb5\u0bbf\u0bb2\u0b95\u0bcd\u0b95\u0bc1 \u0b85\u0bb3\u0bbf\u0b95\u0bcd\u0b95\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f\u0bbf\u0bb0\u0bc1\u0ba8\u0bcd\u0ba4\u0bbe\u0bb2\u0bc1\u0bae\u0bcd \u0b9a\u0bbf\u0b9f\u0bcd \u0b83\u0baa\u0ba3\u0bcd\u0b9f\u0bcd\u0b95\u0bb3\u0bcd \u0bb5\u0bb4\u0b99\u0bcd\u0b95\u0bc1\u0bae\u0bcd \u0ba8\u0bbf\u0ba4\u0bbf \u0b9a\u0bc7\u0bb5\u0bc8\u0b95\u0bb3\u0bcd 18% \u0bb5\u0bb0\u0bbf\u0b95\u0bcd\u0b95\u0bc1 \u0b89\u0b9f\u0bcd\u0baa\u0b9f\u0bcd\u0b9f\u0ba4\u0bc1. \u0b87\u0ba8\u0bcd\u0ba4 \u0b92\u0bb4\u0bc1\u0b99\u0bcd\u0b95\u0bbf\u0ba9\u0bcd\u0bae\u0bc8 \u0ba8\u0bbf\u0b9a\u0bcd\u0b9a\u0baf\u0bae\u0bcd \u0b9a\u0bb0\u0bbf \u0b9a\u0bc6\u0baf\u0bcd\u0baf\u0baa\u0bcd\u0baa\u0b9f \u0bb5\u0bc7\u0ba3\u0bcd\u0b9f\u0bc1\u0bae\u0bcd. \u0b9a\u0bbf\u0b9f\u0bcd \u0b83\u0baa\u0ba3\u0bcd\u0b9f\u0bcd \u0bae\u0bc0\u0ba4\u0bbe\u0ba9 \u0b9c\u0bbf\u0b8e\u0bb8\u0bcd\u0b9f\u0bbf \u0bb5\u0bb0\u0bbf\u0baf\u0bc8 \u0bb0\u0ba4\u0bcd\u0ba4\u0bc1 \u0b9a\u0bc6\u0baf\u0bcd\u0baf \u0b9a\u0bae\u0bcd\u0baa\u0ba8\u0bcd\u0ba4\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f \u0b85\u0ba4\u0bbf\u0b95\u0bbe\u0bb0\u0bbf\u0b95\u0bb3\u0bbf\u0b9f\u0bae\u0bcd \u0baa\u0bc7\u0b9a\u0bbf \u0b9a\u0b99\u0bcd\u0b95\u0bae\u0bcd \u0ba4\u0bc0\u0bb5\u0bbf\u0bb0 \u0ba8\u0b9f\u0bb5\u0b9f\u0bbf\u0b95\u0bcd\u0b95\u0bc8\u0baf\u0bc8 \u0bae\u0bc7\u0bb1\u0bcd\u0b95\u0bca\u0bb3\u0bcd\u0bb3\u0bc1\u0bae\u0bcd \u0b8e\u0ba9\u0bb5\u0bc1\u0bae\u0bcd \u0ba4\u0bb2\u0bc8\u0bb5\u0bb0\u0bcd \u0baa\u0bbf\u0bb0\u0bb5\u0bc0\u0ba9\u0bcd \u0b95\u0bc2\u0bb1\u0bbf\u0baf\u0bc1\u0bb3\u0bcd\u0bb3\u0bbe\u0bb0\u0bcd.<\/p>\n\n\n\n

    The annual general meeting of the All India Association of Chit Funds has been held today
    (30\/09\/2022) at Chennai. A new governing body has been constituted with the election of the
    following office bearers and nomination of other members.
    1. Mr. V.C. Praveen \u2013 President.
    (Sree Gokulam Finance and Chit Company Pvt. Ltd)
    2. Mr. T.S.Sivaramakrishnan \u2013 (Immediate Past President and Chairman- Advisory Board)
    (The Balussery Benefit Chit Fund Pvt Ltd)
    (3. Mr. A.Chitrarasu – General Secretary.
    ( Kurinji Chit Funds Pvt. Ltd)
    4. Mr.Kamal Bhambhani – Organizing Secretary
    ( Chandralakshmi Chit Funds Pvt. Ltd)
    5. Mr. A.P.Arunachalam \u2013Treasurer.
    ( The Mayavaram Financial Chit Corporation Ltd)
    The newly elected President, Mr. Praveen, has said that the membership of the association would
    be strengthened and a strategy would be formulated to ensure a better growth of the chit fund
    industry.
    The Chit fund which is an unique financial instrument that combines savings and borrowing has
    a huge potential to grow and serve the unbanked and under-banked people.
    The growth of the Chit fund industry will help promote financial inclusion. Chit fund is the only
    financial institution, apart from banks, that helps mobilize savings from the middle class people.
    Chit funds have been helping small businesses, the self employed and the startups for a long
    time.
    The Chit Funds Act, 1982, which is a reactionary legislation passed 40 years ago needs to be
    amended, to be in tune with the current trend. The association will renew its efforts in getting the
    required amendments made.
    The GST levied on chit fund services will affect the growth of the industry significantly. While
    the financial services rendered by financial institutions like, Banks, NBFC’s and Micro Finance
    Institutions are exempt from the levy of GST, the financial services provided by chit funds are
    subject to a levy of 18%. This is an anomaly that needs to be corrected. The association shall
    pursue the matter vigorously with the authorities concerned to get the levy of GST on chit fund
    services cancelled, the President said.<\/p>\n","protected":false},"excerpt":{"rendered":"

    \u0baa\u0bc1\u0ba4\u0bbf\u0baf \u0ba8\u0bbf\u0bb0\u0bcd\u0bb5\u0bbe\u0b95\u0b95\u0bcd\u0b95\u0bc1\u0bb4\u0bc1 \u0ba4\u0bb1\u0bcd\u0baa\u0bcb\u0ba4\u0bc1 \u0ba4\u0bc7\u0bb0\u0bcd\u0ba4\u0bb2\u0bcd \u0bae\u0bc2\u0bb2\u0bae\u0bcd \u0b85\u0bae\u0bc8\u0b95\u0bcd\u0b95\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f\u0bc1\u0bb3\u0bcd\u0bb3\u0ba4\u0bc1. \u0b87\u0ba4\u0bbf\u0bb2\u0bcd \u0baa\u0ba4\u0bb5\u0bbf\u0baf\u0bc7\u0bb1\u0bcd\u0b95\u0bc1\u0bae\u0bcd \u0baa\u0bca\u0bb1\u0bc1\u0baa\u0bcd\u0baa\u0bbe\u0bb3\u0bb0\u0bcd\u0b95\u0bb3\u0bcd \u0ba4\u0bc7\u0bb0\u0bcd\u0bb5\u0bc1 \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0bae\u0bb1\u0bcd\u0bb1 \u0b89\u0bb1\u0bc1\u0baa\u0bcd\u0baa\u0bbf\u0ba9\u0bb0\u0bcd\u0b95\u0bb3\u0bbf\u0ba9\u0bcd \u0ba8\u0bbf\u0baf\u0bae\u0ba9\u0bae\u0bcd \u0b95\u0bc1\u0bb1\u0bbf\u0ba4\u0bcd\u0ba4\u0bbe\u0ba9 \u0baa\u0b9f\u0bcd\u0b9f\u0bbf\u0baf\u0bb2\u0bcd \u0b87\u0b99\u0bcd\u0b95\u0bc7 \u0b95\u0bca\u0b9f\u0bc1\u0b95\u0bcd\u0b95\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f\u0bc1\u0bb3\u0bcd\u0bb3\u0ba4\u0bc1. \u0ba4\u0bbf\u0bb0\u0bc1. V.C. \u0baa\u0bbf\u0bb0\u0bb5\u0bc0\u0ba9\u0bcd \u2013 \u0ba4\u0bb2\u0bc8\u0bb5\u0bb0\u0bcd (\u0bb8\u0bcd\u0bb0\u0bc0 \u0b95\u0bcb\u0b95\u0bc1\u0bb2\u0bae\u0bcd \u0b83\u0baa\u0bbf\u0ba9\u0bbe\u0ba9\u0bcd\u0bb8\u0bcd & \u0b9a\u0bbf\u0b9f\u0bcd \u0b95\u0bae\u0bcd\u0baa\u0bc6\u0ba9\u0bbf \u0baa\u0bcd\u0bb0\u0bc8\u0bb5\u0bc7\u0b9f\u0bcd \u0bb2\u0bbf\u0bae\u0bbf\u0b9f\u0b9f\u0bcd) \u0ba4\u0bbf\u0bb0\u0bc1. T.S. \u0b9a\u0bbf\u0bb5\u0bb0\u0bbe\u0bae\u0b95\u0bbf\u0bb0\u0bc1\u0bb7\u0bcd\u0ba3\u0ba9\u0bcd \u2013 (\u0bae\u0bc1\u0ba9\u0bcd\u0baa\u0bc1 \u0b89\u0b9f\u0ba9\u0b9f\u0bbf\u0baf\u0bbe\u0b95 \u0ba4\u0bc7\u0bb0\u0bcd\u0ba8\u0bcd\u0ba4\u0bc6\u0b9f\u0bc1\u0b95\u0bcd\u0b95\u0baa\u0bcd\u0baa\u0b9f\u0bcd\u0b9f \u0ba4\u0bb2\u0bc8\u0bb5\u0bb0\u0bcd \u0bae\u0bb1\u0bcd\u0bb1\u0bc1\u0bae\u0bcd \u0b9a\u0bc7\u0bb0\u0bcd\u0bae\u0ba9\u0bcd \u2013 \u0b86\u0bb2\u0bcb\u0b9a\u0ba9\u0bc8\u0b95\u0bcd \u0b95\u0bc1\u0bb4\u0bc1) (\u0ba4\u0bbf \u0baa\u0bbe\u0bb2\u0bc1\u0b9a\u0bc6\u0bb0\u0bbf \u0baa\u0bc6\u0ba9\u0bbf\u0b83\u0baa\u0bbf\u0b9f\u0bcd \u0b9a\u0bbf\u0b9f\u0bcd \u0b83\u0baa\u0ba3\u0bcd\u0b9f\u0bcd \u0baa\u0bcd\u0bb0\u0bc8\u0bb5\u0bc7\u0b9f\u0bcd \u0bb2\u0bbf\u0bae\u0bbf\u0b9f\u0b9f\u0bcd) \u0ba4\u0bbf\u0bb0\u0bc1. A. \u0b9a\u0bbf\u0bb1\u0bcd\u0bb1\u0bb0\u0b9a\u0bc1 \u2013 […]<\/p>\n","protected":false},"author":1,"featured_media":5058,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1],"tags":[4317,4318,4321,4323,4320,4319,4322,4315,4316],"class_list":["post-5056","post","type-post","status-publish","format-standard","has-post-thumbnail","category-uncategorized","tag-all-india-association-of-chit-funds","tag-chit-funds","tag-mr-a-chitrarasu","tag-mr-a-p-arunachalam","tag-mr-t-s-sivaramakrishnan","tag-mr-v-c-praveen","tag-mr-kamal-bhambhani","tag-4315","tag-4316"],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/talksofcity.com\/wp-content\/uploads\/2022\/09\/WhatsApp-Image-2022-09-30-at-4.59.20-PM1.jpeg","_links":{"self":[{"href":"https:\/\/talksofcity.com\/index.php?rest_route=\/wp\/v2\/posts\/5056","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/talksofcity.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/talksofcity.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/talksofcity.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/talksofcity.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=5056"}],"version-history":[{"count":1,"href":"https:\/\/talksofcity.com\/index.php?rest_route=\/wp\/v2\/posts\/5056\/revisions"}],"predecessor-version":[{"id":5060,"href":"https:\/\/talksofcity.com\/index.php?rest_route=\/wp\/v2\/posts\/5056\/revisions\/5060"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/talksofcity.com\/index.php?rest_route=\/wp\/v2\/media\/5058"}],"wp:attachment":[{"href":"https:\/\/talksofcity.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=5056"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/talksofcity.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=5056"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/talksofcity.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=5056"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}